Wise Investors Archives - Michael H Baker CFP® CIMA®

Process Over Product, People Over Everything

by Michael H Baker | Feb 13, 2021 | Financial Planning

By the time you read this, Tom Brady will have played in his 10th SuperBowl. No matter your...

The 1% Solution

by Michael H Baker | May 26, 2017 | Financial Planning

According to the 2016 Insurance Barometer Study by Life Happens and LIMRA, 1 out 3 households...

Your Portfolio Won’t Save You

by Michael H Baker | May 19, 2017 | Financial Planning

In the many years that I have been fortunate to work with couples and families as a financial...

Can You Afford to Neglect the Details?

by Michael H Baker | May 12, 2017 | Financial Planning, Retirement Planning

I recently read a book by Andy Andrews that was titled The Little Things, and if you’ve...

Trump is President-Elect…Now What?

by Michael H Baker | Nov 23, 2016 | Financial Planning

Believe it or not, this will be my second crack at writing this article. After seeing the outrageous reactions that came from the election results, I decided to wait a few more days and reflect on the best way to offer a...

Trump Vs. Clinton on Taxes

by Michael H Baker | Oct 27, 2016 | Financial Planning, Investor Education

Political Rhetoric vs Facts I think it’s quite fair to say that this year’s election is more fit...

Can a Navy SEAL Teach You About Financial Success?

by Michael H Baker | May 23, 2016 | Financial Planning, Investor Education

Is it possible to apply leadership and life lessons from the military to your financial life? The answer is a resounding YES. I’ve been in the financial industry long enough to hear some pretty creative metaphors for financial...

How Does Credit Card Debt Destroy Your Savings?

by Michael H Baker | Mar 10, 2016 | Financial Planning, Investor Education, Retirement Planning

As long as we have people writing about personal finance, we will have people writing about the destructive nature of debt. It’s one of those topics that always seems to be relevant, and it’s discussed from just about every...

What Can We Learn From A Market Correction?

by Michael H Baker | Oct 2, 2015 | Financial Planning, Investing, Investor Education, Market Reviews, Retirement Income

In the next few days, many investors are going to see their quarterly performance reports for 3Q of 2015. While we financial planners would hope that it would be only a trivial matter, as investing is a long-term game to be...

Why Is Budgeting So Hard?

by Michael H Baker | Sep 24, 2015 | Financial Bits, Financial Planning, Investing, Investor Education, Retirement Planning

This is an interesting topic, and to be honest, the truth is that even I, a financial pro, hate to budget (gasp!). That’s right, I don’t consider it fun or empowering. It doesn’t fill me with financial superpowers or...