I’ve been a financial advisor for over a decade.
In my experience, most people don’t seek the help of a financial advisor until they are faced with a problem they don’t believe they can solve, or they are dealing with a significant life event like retirement or the loss of a spouse. Once the decision to seek financial advice has been made, how do you choose a financial advisor?
Trying to find an objective financial expert that you can trust may not be an easy task. Our own industry disagrees on how to properly execute financial planning, and we are the ones who are supposed to know what we’re doing!
The truth is our profession is continually evolving for the better. Business models and practices that were formed decades ago are slowly giving way to a new way of planning. Some of us would call this financial planning done right or integrated planning.