Michael H Baker

Certified Financial Planner in Fort Mill, South Carolina

Let me help you write a new chapter in your Financial Story.

I’ve been a financial advisor for over a decade.

Most people don’t seek the help of a financial advisor until they are faced with a problem they don’t believe they can solve, or they are dealing with a significant life event like retirement or the loss of a spouse. Once the decision to seek financial advice has been made, how do you choose a financial advisor? 

Trying to find an objective financial expert that you can trust is not an easy task. Our own industry disagrees on how to properly execute financial planning, and we are the ones who are supposed to know what we’re doing!

The truth is our profession is continually evolving for the better. Business models and practices that were formed decades ago are slowly giving way to a new way of planning. Some of us would call this financial planning done right or integrated planning.

In that spirit, here’s a brief preview of what to expect when you work with me:

Connection

Discovery

Data

Strategy

Launch

Course Corrections

01

Connection

Our first step is to schedule a 30-45 minute Connection Meeting or call. This gives us an opportunity to simply have a conversation. I will ask you a few questions designed to pull “back the curtain” and get crystal clear on where you’re at and where you want to go. There are no strings attached. If we decide that we’re a good fit to work together, we move to the next step:

02

Discovery

In the Discovery phase, we’ll dive a little deeper into your personal story so that we can learn more about your values and beliefs. All of the financial expertise in the world will not make me an expert on your life. You are the expert on you. We will spend time learning about your specific circumstances, and we’ll collaborate to identify your financial goals. The purpose of discovery is for each of us to gain clarity about your personal money history and your beliefs about what a fulfilling life looks like to you.

03

Data

Once we’ve spent time learning about you, our team will begin to analyze your current financial situation, along with some potential alternative courses of action. We will develop some ideas and recommendations that we believe align with your stated goals and objectives.

04

Strategy

In the Strategy phase, we will begin to see some of our planning ideas and strategies begin to take shape. Together we will go through proposed ideas, recommendations, and solutions to determine which action items should stay and which should go. In the Strategy meeting, we’ll decide on a plan of action.

05

Launch

We’ve got our action items and now is the time to get started. You will determine what items to delegate to my team and what action items you will begin yourself. I will work alongside you as your guide to make sure we don’t lose momentum.

Ready to Take your first step?

06

Course Corrections

Like any long journey, it’s not uncommon to get off course unless we have a GPS that helps us stay on track. Throughout our relationship, my team and I will continue to serve as a guide and a resource as you move through different phases of your financial journey. Life happens, and there may be times where we need to make adjustments to your plan or carefully evaluate our current path. That’s ok–and it’s completely normal.

Embrace The Journey

Financial planning done right is a continuous process. If I’m being completely honest–sometimes it’s messy. Talking through important ideas and their potential outcomes can be that way. That’s ok!

One thing I’ve learned is that life has a crazy way of zigging when we thought we’d be zagging. I encourage you to embrace that. I encourage you to consider what a fulfilling life looks like to you. What role does money play in making that life become a reality?

If you could put yourself on the path to living that kind of life, how soon would you want to begin? As soon as possible, right?

Investment advisory and financial planning services offered through Advisory Alpha, LLC, a SEC Registered Investment Advisor. Insurance, Consulting and Education services offered through Vertex Capital Advisors. Vertex Capital Advisors is a separate and unaffiliated entity from Advisory Alpha, LLC. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®️, CERTIFIED FINANCIAL PLANNER™️, CFP®️ (with plaque design) and CFP®️ (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements. Investments & Wealth InstituteTM (The Institute) is the owner of the certification marks “CIMA,” and “Certified Investment Management Analyst.” Use of CIMA, and/or Certified Investment Management Analyst signifies that the user has successfully completed The Institute’s initial and ongoing credentialing requirements for investment management professionals.

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