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Apr 15, 20225 min read
Why is Uncertainty so Hard for Investors?
Why Is Uncertainty So Hard? (transcript) Hey, everyone, it’s Michael here. Did you know that April is financial literacy month? You may...
Mar 9, 20223 min read
Ukraine: My Thoughts on Russia’s War with Ukraine
How I’m Feeling About Russia and Ukraine Video Transcript: Hey, everyone, I wanted to take a couple minutes before the weekend hit to...
Nov 22, 20216 min read
Money Conversations: Part 1
One of my favorite parts of financial workshops is the Q&A. A few years ago, I decided that I would avoid using powerpoint when giving a...
Jun 29, 202137 min read
Halftime 2021: An Interview with Steve Osterink Jr., CFA®,CFP®
HALFTIME 2021: A Discussion About the Economy and Markets For those who don’t wish to watch the full length interview, you can find an...
Jun 7, 20214 min read
5 Questions for Halftime 2021
In my early 20’s I had my first experience with snowboarding. Being from the South, I had zero experience with sports involving snow and...
Feb 9, 202137 min read
A Conversation About Bitcoin
Bitcoin is once again dominating headlines and conversations, as the recent price of Bitcoin surpassed $40,000 for the first time. In an...
Nov 17, 20203 min read
Comfortably Uncomfortable
My first football practice in high school was nothing like a traditional football practice. There were no helmets or pads. No one was...
Apr 19, 20176 min read
The Problem With Tomorrow
I read a great article recently that was attributed to Jim Rohn, where he stated, “The problem with waiting until tomorrow—to do...
Sep 9, 20164 min read
Can a Financial Planning Movie Win an Academy Award?
Is it possible for financial planning themes to be at the center of a critically acclaimed film? Most would say, “Not likely.” However,...
May 23, 20165 min read
Can a Navy SEAL Teach You About Financial Success?
Is it possible to apply leadership and life lessons from the military to your financial life? The answer is a resounding YES. I’ve been...
May 2, 20164 min read
Why I Don’t Feel Sorry For Prince
PRINCE LIVE AT HOP FARM FESTIVAL KENT 03/07/11 It’s quite possible that the tone of this writing will come off as sounding insensitive,...
Mar 10, 20165 min read
How Does Credit Card Debt Destroy Your Savings?
As long as we have people writing about personal finance, we will have people writing about the destructive nature of debt. It’s one of...
Feb 14, 20165 min read
What Can Brazilian Jiu-Jitsu Teach You About Investing?
<img decoding="async" aria-describedby="caption-attachment-611" class="size-medium wp-image-611 lazyload" src="https://michaelhbaker.com/...
Jan 20, 20164 min read
Market Worries–Some Perspective Is Needed
(Original content written Friday, January 15th to VCA clients) As I was returning from my lunch meeting today, I was weighing out the...
Oct 27, 20154 min read
Are You Lost in a Sea of Information?
One of the most difficult things about the internet is the constant deluge of information. I heard it said very recently that one of the...
Jul 10, 20159 min read
7 Reasons Why Clients Fail At Retirement
Retirement: The land of hopes and dreams and peace and quiet and blissful adventures, right? For the Baby Boomer generation, retirement...
May 26, 20156 min read
Can Your Retirement Survive a Low Return Environment?
What kind of retirement income can you expect if the stock market doesn’t produce the types of returns you’re anticipating? It’s no...
May 1, 20156 min read
How to Protect Yourself from Financial Scams
You may not think that financial abuse or fraud can happen to you, but don’t allow yourself to be overconfident. There are too many...
Apr 10, 20156 min read
HOW TO GET THE MOST OUT OF YOUR 401k RETIREMENT PLAN
It’s no secret that many Americans are worried about financial security in retirement. Recent surveys suggest that the majority of...
Feb 6, 20154 min read
Retirement Focus: It’s About Cash Flow
I was recently having an in-depth conversation with one of my clients, and he said perhaps one of the truest statements I’ve ever heard...
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