top of page


5 Reasons You Shouldn’t Invest In Bitcoin
If you’ve been paying attention to the talking heads lately, you’ve probably heard something about the phenomenon that is Bitcoin. Or...
Nov 29, 20174 min read
The Power of Distraction
Like anything in life, moderation is important. Technology has not only enabled us to connect with long lost friends and family, it can...
Jun 23, 20173 min read


The Top 5 Things You Should do with an Inheritance
Receiving an inheritance is nothing short of a blessing. With increased longevity taking hold of both the Baby Boomers and their parents,...
Jun 2, 20174 min read


Trump Vs. Clinton on Taxes
<img decoding="async" class="alignleft size-medium wp-image-692 lazyload" src="https://michaelhbaker.com/wp-content/uploads/2016/10/shutt...
Oct 27, 20168 min read

Can a Financial Planning Movie Win an Academy Award?
Is it possible for financial planning themes to be at the center of a critically acclaimed film? Most would say, “Not likely.” However,...
Sep 9, 20164 min read

Can a Navy SEAL Teach You About Financial Success?
Is it possible to apply leadership and life lessons from the military to your financial life? The answer is a resounding YES. I’ve been...
May 23, 20165 min read


Why I Don’t Feel Sorry For Prince
PRINCE LIVE AT HOP FARM FESTIVAL KENT 03/07/11 It’s quite possible that the tone of this writing will come off as sounding insensitive,...
May 2, 20164 min read

How Does Credit Card Debt Destroy Your Savings?
As long as we have people writing about personal finance, we will have people writing about the destructive nature of debt. It’s one of...
Mar 10, 20165 min read


What Can Brazilian Jiu-Jitsu Teach You About Investing?
<img decoding="async" aria-describedby="caption-attachment-611" class="size-medium wp-image-611 lazyload" src="https://michaelhbaker.com/...
Feb 14, 20165 min read


How to Stay Focused When the Stock Market Throws a Tantrum
The world of investing hasn’t been much fun since May/June of 2015. Last year, the stock market experienced its first real correction in...
Feb 10, 20166 min read

Are You Lost in a Sea of Information?
One of the most difficult things about the internet is the constant deluge of information. I heard it said very recently that one of the...
Oct 27, 20154 min read
What Can We Learn From A Market Correction?
In the next few days, many investors are going to see their quarterly performance reports for 3Q of 2015. While we financial planners...
Oct 2, 20152 min read
Why Is Budgeting So Hard?
This is an interesting topic, and to be honest, the truth is that even I, a financial pro, hate to budget (gasp!). That’s right, I don’t...
Sep 24, 20154 min read

7 Reasons Why Clients Fail At Retirement
Retirement: The land of hopes and dreams and peace and quiet and blissful adventures, right? For the Baby Boomer generation, retirement...
Jul 10, 20159 min read


Can Your Retirement Survive a Low Return Environment?
What kind of retirement income can you expect if the stock market doesn’t produce the types of returns you’re anticipating? It’s no...
May 26, 20156 min read


How to Protect Yourself from Financial Scams
You may not think that financial abuse or fraud can happen to you, but don’t allow yourself to be overconfident. There are too many...
May 1, 20156 min read


The Higher Investment Fees You Might Be Paying
The issue of investment fees and expenses for investors today has become a hot topic in both the media and in the financial industry. I...
Oct 21, 20145 min read


Will Emotions Derail Your Retirement Plan?
We live in a world that rewards speed. Athletes today need to be faster and more powerful. Service providers must deliver high-quality...
Oct 3, 20144 min read
Credit Spreads: High Quality Ideas Using Low Quality Bonds
On July 18, 2013, the City of Detroit filed for bankruptcy. This gives Detroit the dubious honor of being the largest US city ever to...
Jun 25, 20147 min read
Watch out for “FREE Prize Inside” Financial Advisor Marketing!
Have you ever been promised something for free only to find out that there were strings attached–or worse, that it was a complete...
May 14, 20144 min read
bottom of page